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The known unknown: China’s recovery proves more difficult than expected

The known unknown: China’s recovery proves more difficult than expected
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After getting off to a good start at the outset of the year, economic recovery in China has recently stalled again. Following the lifting of stringent measures to contain the pandemic, the path out of the crisis is proving slower than expected. The weak global economy and flagging domestic demand, as well as the ailing real estate sector, have recently put a damper on the world’s second-largest economy.

China’s gross domestic product grew by only 0.8 per cent quarter-on-quarter in Q2, down from 2.2 per cent at the start of the year. Some recently reported economic indicators were also worse than expected; in addition, economists are also concerned about record youth unemployment and deflation. The Chinese government and central bank have already announced countermeasures. In view of the great importance of China as a major trading partner for a large number of nations, the situation in the country is also being keenly observed on the financial markets.

Note: Past performance is not a reliable indicator for future performance. Prognoses are not a reliable indicator for future performance.

Industry and Retail Presented Disappointing Figures

Industrial production and retail sales figures for July reported in the previous week fell short of analysts’ expectations and fueled economic concerns in the markets. Industrial production in China increased 3.7 per cent YoY, marking a decline from the 4.4-per-cent increase in June.

Retail sales, a key indicator of consumption, rose by 2.5 per cent, down from a 3.1-per-cent gain in June and the slowest growth since December 2022. In the financial markets, the figures gave rise to doubts that China will meet its already low 5-per-cent growth target this year. Earlier, officials also reported the lowest export figures since 2020 for July.

Add to that record youth unemployment and the threat of deflation. Consumer prices fell 0.3 per cent YoY in July, the first decline since February 2021, while producer prices have been on a downward trajectory for ten months – most recently falling by 4.4 per cent. Meanwhile, official labor market data show the youth unemployment rate at a record 21.3 per cent. Unofficial estimates see this figure as much higher in some cases. According to Zhang Dandan, economics professor at Peking University, the rate may have been as high as 50 per cent in March.

Real Estate Crisis Still Making Headlines

In addition, China’s important real estate sector has been in a severe crisis for some time. In addition to expensive bad investments by individual real estate developers, the introduction of new tough rules to reduce the debt of industry enterprises is considered the main trigger. In the meantime, Beijing has relaxed the regulations somewhat and signaled help for the industry. However, the crisis is now threatening to spread to the entire financial sector and is also affecting other areas of the economy, as the real estate sector in China has always been an important pillar of growth.

China Evergrande, the heavily indebted Chinese real estate developer, most recently filed for Chapter 15 creditor protection in the US. Evergrande is considered the most indebted real estate company in the world. The group had accumulated debts of over USD 300bn, growing unable to make interest payments on time. Most recently, however, the imminent bankruptcy of the project developer Country Garden also made headlines. Concerns about the industry were also fueled by recent data showing a decline in the prices of newly built homes.

The real estate developer Evergrande is more than 300 billion US dollars in debt. (c) HECTOR RETAMAL / AFP / picturedesk.com

Growth target likely to be missed

In view of the latest figures, the growth target of 5% for 2023 will probably not be reached, comments Erste AM chief economist Gerhard Winzer. With falling construction activity, a major growth driver for the Chinese economy has disappeared. At the same time, the structural risk is increasing with the falling real estate prices and the falling prices of goods and services. This is because both companies and consumers are under pressure to reduce debt and increase the savings rate, i.e. to consume and invest less.

Risk of liquidity trap

The risk of a so-called liquidity trap has thus increased. In this case, falling interest rates no longer support growth. Fears of such a development have existed for a long time, but recent economic data have made them more realistic. According to the textbook, stock prices, government bond yields and the currency are falling in China. However, the poor quality of data makes it difficult to assess the situation. After the significant increase in youth unemployment, the publication of data was stopped last week.

There are several scenarios to choose from for the future development, as Gerhard Winzer explains:

  • a) Economic support measures are sufficient to stay on a growth path for GDP per capita.
  • b) A slow adjustment similar to Japan after 1990, in which case prices stagnate and debt is slowly reduced.
  • c) A quick adjustment via a recession.

The effects on the world economy are thus not yet clear. However, an important pillar of growth for the world economy would probably fall away. Economic policy in China is likely to have a significant influence on the likelihood of these scenarios.

Central Bank Lowered Key Interest Rates After Weak Data

The People’s Bank of China, China’s central bank, is looking to respond to the ongoing turmoil in the real estate market, planning to adjust and optimize its real estate policy soon. The central bank announced this last Thursday, after already having reacted to the weak economic data published in the previous week. Only one hour after the publication, it surprisingly lowered the key interest rates, making it the second rate cut within three months to counteract the rapid weakening of economic recovery.

The country’s securities regulator also wants to revive stock market trading and boost investor confidence with a whole series of measures. According to insiders and media reports, China’s major state-owned banks recently sold dollars on the foreign exchange markets in order to support the yuan, which is under a fair amount of pressure.

Government Plans to Support Recovery With Economic Stimulus Measures

However, experts also see China’s government obliged to support the recovery with stronger measures than have been taken thus far. The government already initiated taken a series of stimulus measures last month – from driving consumption of cars and household appliances to easing some real estate restrictions and supporting the private sector. In addition, local governments are to be protected in the event of debt problems. According to economists, high local government debt is a major risk to the financial stability of the world’s second-largest economy.

In any case, China’s government is bracing itself for a prolonged period of economic recovery, which will be a “bumpy and arduous process with difficulties and problems,” a Chinese Foreign Ministry spokesman said.

Conclusion by Chief Economist Gerhard Winzer

The combination of rising real yields and rising risks for China has led to higher risk aversion on the capital markets and thus falling share prices since the beginning of August. However, the rise in yields can be explained to a large extent by increased confidence in a “soft” landing in the US, i.e. a sustained fall in inflation without recession.

However, China remains a known unknown (“known unknown” according to Donald Rumsfeld). Similar to the central banks in the developed economies, economic policy in China will probably also be data-dependent, i.e. with little view into the future. Whether the measures taken by the central bank and the government in China are sufficient to reduce the downside risks and to increase consumer and business confidence, however, is something that not even China’s politicians are in a position to assess well.

For a glossary of technical terms, please visit this link: Fund Glossary | Erste Asset Management

Legal note:

Prognoses are no reliable indicator for future performance.

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